diff --git a/apiV1LenderList.go b/apiV1LenderList.go
new file mode 100644
index 0000000..be8a0d4
--- /dev/null
+++ b/apiV1LenderList.go
@@ -0,0 +1,11 @@
+package main
+
+import (
+	"biukop.com/sfm/loan"
+	"net/http"
+)
+
+func apiV1LenderList(w http.ResponseWriter, r *http.Request, ss *loan.Session) {
+
+	apiV1SendJson(loan.LenderList(), w, r, ss)
+}
diff --git a/apiV1PayIn.go b/apiV1PayIn.go
index 09b632f..fac9f61 100644
--- a/apiV1PayIn.go
+++ b/apiV1PayIn.go
@@ -36,7 +36,7 @@ func apiV1PayInPost(w http.ResponseWriter, r *http.Request, ss *loan.Session) {
 			piEx := loan.PayInEx{}
 			e = piEx.Read(input.Id)
 			if e != nil {
-				log.Error("weird failed to read PayInEx after successfuly write PayIn", input, piEx, e.Error())
+				log.Error("weird failed to read PayInEx after successfully write PayIn", input, piEx, e.Error())
 				apiV1Client404Error(w, r, ss)
 			} else {
 				apiV1SendJson(piEx, w, r, ss)
diff --git a/apiv1.go b/apiv1.go
index bc1d8f3..07017f6 100644
--- a/apiv1.go
+++ b/apiv1.go
@@ -90,6 +90,8 @@ func setupApiV1Handler() []apiV1HandlerMap {
 			{"DELETE", "upload/", apiV1UploadDelete},
 			{"POST", "upload-meta-list/", apiV1UploadMetaList},
 
+			{"GET", "lender-list/", apiV1LenderList},
+
 			{"GET", "login", apiV1DumpRequest},
 		}
 	} else { //production
@@ -157,6 +159,8 @@ func setupApiV1Handler() []apiV1HandlerMap {
 			{"DELETE", "upload/", apiV1UploadDelete},
 			{"POST", "upload-meta-list/", apiV1UploadMetaList},
 
+			{"GET", "lender-list/", apiV1LenderList},
+
 			{"GET", "login", apiV1EmptyResponse},
 		}
 	}
diff --git a/pay-in-decode.go b/pay-in-decode.go
index 6c56c1c..d7734a0 100644
--- a/pay-in-decode.go
+++ b/pay-in-decode.go
@@ -21,7 +21,7 @@ type AiDecodeIncome struct {
 }
 
 type DecodeIncomeDetails struct {
-	Funders          []loan.FunderType
+	Funders          []loan.LenderType
 	AAA              []PayInAAARow
 	Connective_ANZ   []ConnectiveRow
 	Connective_BOC   []ConnectiveRow
@@ -43,7 +43,7 @@ func (m *AiDecodeIncome) decodeUploadToPayIn(ulMeta loan.Uploads, allowCachedRes
 	m.Input = ulMeta
 	m.ul.Upload = ulMeta
 	m.PayIn = make([]loan.PayIn, 0, 100)       // finalized payIns, generated
-	m.Funders = make([]loan.FunderType, 0, 50) // array of valid funders
+	m.Funders = make([]loan.LenderType, 0, 50) // array of valid funders
 
 	if allowCachedResult {
 		e = m.ReadJson()
@@ -126,8 +126,8 @@ func (m *AiDecodeIncome) decodePdf() (e error) {
 
 	raw := string(out)
 	switch m.detectFunder(raw) {
-	case loan.Funder_AAA:
-		m.Funders = append(m.Funders, loan.Funder_AAA)
+	case loan.Lender_AAA:
+		m.Funders = append(m.Funders, loan.Lender_AAA)
 		e = m.decodeAAAPdf(raw)
 		// regardless of error, we pump in all available row successed so far
 		for _, row := range m.AAA {
@@ -135,7 +135,7 @@ func (m *AiDecodeIncome) decodePdf() (e error) {
 			pi.Id = 0
 			pi.Ts = row.Period
 			pi.Amount = row.LoanAmount
-			pi.Lender = loan.Funder_AAA
+			pi.Lender = loan.Lender_AAA
 			pi.Settlement = row.Settlement
 			pi.Balance = row.Balance
 			pi.OffsetBalance = -1
@@ -145,8 +145,8 @@ func (m *AiDecodeIncome) decodePdf() (e error) {
 		}
 		log.Println("AAA final result", m.AAA)
 		break
-	case loan.Funder_Unknown:
-		e = errors.New(loan.Funder_Unknown)
+	case loan.Lender_Unknown:
+		e = errors.New(loan.Lender_Unknown)
 		break // not able to detect Funder
 	}
 	return
@@ -157,12 +157,12 @@ func (m *AiDecodeIncome) decodeXls() (e error) {
 	return
 }
 
-func (m *AiDecodeIncome) detectFunder(raw string) loan.FunderType {
+func (m *AiDecodeIncome) detectFunder(raw string) loan.LenderType {
 	if m.isAAA(raw) {
-		return loan.Funder_AAA
+		return loan.Lender_AAA
 	}
 
-	return loan.Funder_Unknown
+	return loan.Lender_Unknown
 }
 
 func (m *AiDecodeIncome) isAAA(raw string) bool {